The Unified Payments Interface (UPI) has revolutionised inter-bank transactions, offering unparalleled ease and convenience. However, safeguarding your funds is paramount. Your UPI PIN serves as a safeguard, shielding your finances from unauthorised transactions. Given the increasing prevalence of cybercrime, maintaining the security of your financial information is crucial. One effective measure is to periodically update your UPI PIN. Thankfully, popular apps like Google Pay, Paytm, PhonePe, and BHIM UPI streamline this process, ensuring hassle-free PIN changes.

Prerequisites before you start resetting your UPI PIN using the BHIM UPI app

  • Ensure that the last six digits of your debit card are provided.
  • Provide the expiration date of your debit card.
  • Verify that your mobile number is connected to your bank account.

Reset UPI PIN: How To Reset UPI PIN Using BHIM UPI App

Step 1: Access the BHIM UPI app on your mobile device.
Step 2: Go to the menu and choose the option “Bank account”.
Step 3: Locate and select the “Reset UPI PIN” option.
Step 4: Provide the last six digits and expiration date of your debit card to initiate the setup of a new UPI PIN.
Step 5: Your bank will dispatch a one-time password (OTP) to your registered mobile number, automatically detected by the app.
Step 6: Proceed to input your newly desired UPI PIN.
Step 7: Confirm your new UPI PIN as prompted to complete the process.

By following these steps and resetting your UPI PIN using the BHIM UPI app, you can enhance the security of your digital transactions. Whether you utilize Google Pay, PhonePe, Paytm, or any other digital payment platform, this straightforward process ensures the protection of your financial information. It’s essential to remain vigilant and periodically update your UPI PIN to preempt potential cyber risks. Equipped with the insights from this guide, you possess the means to fortify your financial safety.

FAQs related to Reset UPI PIN

How can I retrieve my 6-digit UPI PIN?
To reset your UPI PIN, use the “RESET UPI PIN” feature within the app. Simply navigate to My Account > UPI Settings > UPI linked bank accounts > Reset.

How do I establish a new PIN post receiving OTP?
Upon receipt, the OTP is forwarded to the registered mobile number. Proceed to input the OTP at the ATM for the modification or generation of the ATM PIN. Additionally, the account holder may need to furnish details like the registered mobile number and account number for expedited ATM PIN generation.

Are BHIM app and UPI identical?
The Unified Payments Interface (UPI) facilitates real-time money transfers between banks. In contrast, BHIM (Bharat Interface for Money) serves as the mobile application facilitating these monetary transactions.

Also read | Best mobile phones under Rs 15,000 | Best mobile phones under Rs 25,000

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